ChainPick

Koinly vs CoinTracker (2026)

A head-to-head comparison of Koinly and CoinTracker — pricing, the features that actually differ, and which one fits which use case.

At a glance

K

Koinly

Automated crypto tax reports for traders, DeFi users, and NFT collectors

4.3(876)
Starting price
Free
Free plan
Yes
Best for
DeFi categorization is the most accurate of any consumer-grade tax tool
Full Koinly review →
C

CoinTracker

Tax software with the cleanest UX and TurboTax direct integration

4.2(621)
Starting price
Free
Free plan
Yes
Best for
TurboTax and H&R Block direct integration is the smoothest tax filing UX
Full CoinTracker review →

Where Koinly and CoinTracker differ

These are the 4 capabilities where the two tools genuinely diverge — the rest of their feature sets overlap.

CapabilityKoinlyCoinTracker
Multi Country ReportsYesNo
Cost Basis MethodsFIFO, LIFO, HIFO, Avg CostFIFO, HIFO, Avg Cost
Margin Trading SupportHodler+No
Chains Supported50+30+

Full feature comparison

FeatureKoinlyCoinTracker
Defi Support
Nft Support
Staking Income
Multi Country Reports
Cost Basis MethodsFIFO, LIFO, HIFO, Avg CostFIFO, HIFO, Avg Cost
Api Import
Csv Import
Cpa Export
Margin Trading SupportHodler+
Chains Supported50+30+

Pricing compared

Both tools are free to use — costs come from network or usage fees.

Koinly

Koinly

Free

Free

  • Unlimited imports
  • Portfolio tracking
  • Tax preview (no download)
Get Started
Popular

Koinly

Newbie

Custom

$49/yr billed annually

  • Up to 100 transactions
  • All tax reports
  • FIFO/LIFO/HIFO
  • DeFi & NFT support
Contact Sales

Koinly

Hodler

Custom

$99/yr billed annually

  • Up to 1,000 transactions
  • All reports
  • Priority support
Contact Sales

Koinly

Trader

Custom

$179/yr billed annually

  • Up to 3,000 transactions
  • Futures & options support
Contact Sales

Koinly

Pro

Custom

$279/yr billed annually

  • Up to 10,000 transactions
  • API access
Contact Sales

CoinTracker

CoinTracker

Free

Free

  • 25 transactions
  • Portfolio tracking
  • Basic tax preview
Get Started
Popular

CoinTracker

Base

Custom

$59/yr billed annually

  • 100 transactions
  • All tax reports
  • TurboTax/H&R Block integration
Contact Sales

CoinTracker

Standard

Custom

$199/yr billed annually

  • 1,000 transactions
  • DeFi support
  • Priority support
Contact Sales

CoinTracker

Premium

Custom

$499/yr billed annually

  • 3,000 transactions
  • NFT support
  • Dedicated CPA review
Contact Sales

Which should you choose?

Choose Koinly if…

  • DeFi categorization is the most accurate of any consumer-grade tax tool
  • Free import + preview lets you audit your data before paying
  • 700+ exchange integrations means almost no manual CSV work

Watch out: Per-transaction pricing punishes active DeFi users.

Choose CoinTracker if…

  • TurboTax and H&R Block direct integration is the smoothest tax filing UX
  • Best mobile app of any crypto tax tool — genuinely usable on phone
  • Real-time portfolio + tax in one tool avoids app-switching

Watch out: Free plan's 25 transaction limit is almost useless for real users.

Our verdict

Koinly edges ahead on our editorial score (4.3/5), but these tools aren’t straight substitutes. Pick Koinly when defi categorization is the most accurate of any consumer-grade tax tool matters most to your workflow; pick CoinTracker when turbotax and h&r block direct integration is the smoothest tax filing ux is the priority. The deciding factor is usually the trade-off you can least afford — Koinly means accepting that per-transaction pricing punishes active defi users, while CoinTracker means free plan's 25 transaction limit is almost useless for real users.

Frequently asked questions

Is Koinly or CoinTracker better?

Koinly carries the higher editorial rating (4.3/5 vs 4.2/5), but they solve different problems. Koinly is the stronger pick when you need defi categorization is the most accurate of any consumer-grade tax tool. CoinTracker wins when turbotax and h&r block direct integration is the smoothest tax filing ux.

Which is cheaper, Koinly or CoinTracker?

Both tools are free to use, with costs coming from network or usage fees rather than subscriptions.

What are the main drawbacks of Koinly and CoinTracker?

Koinly's main limitation is that per-transaction pricing punishes active defi users. For CoinTracker, free plan's 25 transaction limit is almost useless for real users. Weigh these against how you actually plan to use the tool.

Can you use Koinly and CoinTracker together?

In most cases yes — many teams run both, using each where it's strongest. Since Koinly leads on defi categorization is the most accurate of any consumer-grade tax tool and CoinTracker on turbotax and h&r block direct integration is the smoothest tax filing ux, the two are often complementary rather than mutually exclusive.