ChainPick

Rotki vs Kubera (2026)

A head-to-head comparison of Rotki and Kubera — pricing, the features that actually differ, and which one fits which use case.

At a glance

R

Rotki

Open-source, local-first portfolio tracker and tax tool that keeps your data private

4.5(214)
Starting price
$27/mo
Free plan
Yes
Best for
Fully open-source and local-first — your data never leaves your machine
Full Rotki review →
K

Kubera

Premium net-worth tracker unifying crypto, stocks, real estate, and alternatives

4.3(167)
Starting price
On request
Free plan
No
Best for
Unifies crypto with stocks, banks, real estate, and alternatives in one view
Full Kubera review →

Where Rotki and Kubera differ

These are the 2 capabilities where the two tools genuinely diverge — the rest of their feature sets overlap.

CapabilityRotkiKubera
Lp Position TrackingYesNo
Nft TrackingYesNo

Full feature comparison

FeatureRotkiKubera
Multi Chain Support
No Account Required
Lp Position Tracking
Impermanent Loss Estimate
Lending Health Ratio
Nft Tracking
In App Swap
Social Wallet Feed
Historical Activity
Portfolio Alerts

Pricing compared

Pricing models differ substantially between these two.

Rotki

Rotki

Free

Free

  • Full open-source app
  • Local encrypted data
  • Basic tracking + tax
  • Community support
Get Started
Popular

Rotki

Basic

$27/mo

$270/yr billed annually

  • Higher entity limits
  • Larger local DB
  • Priority features
  • Supports development
Get Started

Rotki

Advanced

$55/mo

$550/yr billed annually

  • Power-user limits
  • Multiple devices
  • Diverse portfolio support
Get Started

Rotki

Custom

Custom

  • Tailored limits
  • Dedicated support
  • Family office / business
Contact Sales

Kubera

Kubera

Essentials

Custom

$249/yr billed annually

  • Full net-worth tracking
  • Crypto + bank + brokerage + real estate
  • Beneficiary handoff
  • Multi-currency
Contact Sales

Kubera

Kubera Black

Custom

$2499/yr billed annually

  • Everything in Essentials
  • Nested portfolios
  • Granular access control
  • Concierge onboarding + VIP support
Contact Sales

Which should you choose?

Choose Rotki if…

  • Fully open-source and local-first — your data never leaves your machine
  • Serious tax engine with configurable accounting methods and jurisdictions
  • No trust-me honeypot: you can audit exactly what it does

Watch out: Runs locally, so you manage installation and updates yourself.

Choose Kubera if…

  • Unifies crypto with stocks, banks, real estate, and alternatives in one view
  • Beneficiary/dead-man's-switch handoff protects crypto from being lost
  • Clean, genuinely simple dashboard

Watch out: No free tier — subscription-only, and not cheap.

Our verdict

Rotki edges ahead on our editorial score (4.5/5), but these tools aren’t straight substitutes. Pick Rotki when fully open-source and local-first — your data never leaves your machine matters most to your workflow; pick Kubera when unifies crypto with stocks, banks, real estate, and alternatives in one view is the priority. The deciding factor is usually the trade-off you can least afford — Rotki means accepting that runs locally, so you manage installation and updates yourself, while Kubera means no free tier — subscription-only, and not cheap.

Frequently asked questions

Is Rotki or Kubera better?

Rotki carries the higher editorial rating (4.5/5 vs 4.3/5), but they solve different problems. Rotki is the stronger pick when you need fully open-source and local-first — your data never leaves your machine. Kubera wins when unifies crypto with stocks, banks, real estate, and alternatives in one view.

Which is cheaper, Rotki or Kubera?

Rotki is free to use, while Kubera is priced on request.

What are the main drawbacks of Rotki and Kubera?

Rotki's main limitation is that runs locally, so you manage installation and updates yourself. For Kubera, no free tier — subscription-only, and not cheap. Weigh these against how you actually plan to use the tool.

Can you use Rotki and Kubera together?

In most cases yes — many teams run both, using each where it's strongest. Since Rotki leads on fully open-source and local-first — your data never leaves your machine and Kubera on unifies crypto with stocks, banks, real estate, and alternatives in one view, the two are often complementary rather than mutually exclusive.