ChainPick

Stargate Finance vs Across Protocol (2026)

A head-to-head comparison of Stargate Finance and Across Protocol — pricing, the features that actually differ, and which one fits which use case.

At a glance

S

Stargate Finance

Unified liquidity bridge for native asset transfers across 15+ chains, powered by LayerZero

4.3(1,840)
Starting price
Free
Free plan
Yes
Best for
Native asset delivery on destination — no wrapped token fragmentation
Full Stargate Finance review →
A

Across Protocol

Intent-based cross-chain bridge with the fastest settlement and lowest fees on EVM routes

4.6(1,240)
Starting price
Free
Free plan
Yes
Best for
Fastest EVM bridge — ~2 minutes vs hours for canonical bridges
Full Across Protocol review →

Where Stargate Finance and Across Protocol differ

These are the 5 capabilities where the two tools genuinely diverge — the rest of their feature sets overlap.

CapabilityStargate FinanceAcross Protocol
Settlement TimeInstant (taxi) or 2–10 min (bus)~2 minutes
Bridge ModelUnified liquidity pools (LayerZero)Intent-based (relayer network)
Fee ModelTransfer fee + gasDynamic LP fee only
Canonical SecurityNoYes
Arbitrary MessagingYesNo

Full feature comparison

FeatureStargate FinanceAcross Protocol
Settlement TimeInstant (taxi) or 2–10 min (bus)~2 minutes
Bridge ModelUnified liquidity pools (LayerZero)Intent-based (relayer network)
Fee ModelTransfer fee + gasDynamic LP fee only
Canonical Security
Cross Chain Messages
Governance Token
Multi Chain
Self Custody
Arbitrary Messaging
Non Evm Support

Pricing compared

Both tools are free to use — costs come from network or usage fees.

Stargate Finance

Stargate Finance

Free (fee per transfer)

Free

  • 15+ chains
  • Native USDC/USDT/ETH transfers
  • Taxi (instant) or Bus (batched)
  • LayerZero messaging
  • STG governance
Get Started

Across Protocol

Across Protocol

Free (LP fee only)

Free

  • 12+ EVM chains
  • ~2 minute settlement
  • 0.05–0.15% LP fee
  • USDC, ETH, WBTC, DAI, USDT
  • No protocol fee
Get Started

Which should you choose?

Choose Stargate Finance if…

  • Native asset delivery on destination — no wrapped token fragmentation
  • Most DeFi protocol integrations of any cross-chain bridge
  • LayerZero arbitrary messaging enables full cross-chain dApp logic

Watch out: LayerZero oracle/relayer trust assumptions — not canonical bridge security.

Choose Across Protocol if…

  • Fastest EVM bridge — ~2 minutes vs hours for canonical bridges
  • Consistently lowest fees for stablecoin transfers across major EVM routes
  • Canonical bridge security inherited — relayers are reimbursed through canonical bridges

Watch out: EVM-only — no Solana, Bitcoin, or non-EVM chain support.

Our verdict

Across Protocol edges ahead on our editorial score (4.6/5), but these tools aren’t straight substitutes. Pick Stargate Finance when native asset delivery on destination — no wrapped token fragmentation matters most to your workflow; pick Across Protocol when fastest evm bridge — ~2 minutes vs hours for canonical bridges is the priority. The deciding factor is usually the trade-off you can least afford — Stargate Finance means accepting that layerzero oracle/relayer trust assumptions — not canonical bridge security, while Across Protocol means evm-only — no solana, bitcoin, or non-evm chain support.

Frequently asked questions

Is Stargate Finance or Across Protocol better?

Across Protocol carries the higher editorial rating (4.6/5 vs 4.3/5), but they solve different problems. Stargate Finance is the stronger pick when you need native asset delivery on destination — no wrapped token fragmentation. Across Protocol wins when fastest evm bridge — ~2 minutes vs hours for canonical bridges.

Which is cheaper, Stargate Finance or Across Protocol?

Both tools are free to use, with costs coming from network or usage fees rather than subscriptions.

What are the main drawbacks of Stargate Finance and Across Protocol?

Stargate Finance's main limitation is that layerzero oracle/relayer trust assumptions — not canonical bridge security. For Across Protocol, evm-only — no solana, bitcoin, or non-evm chain support. Weigh these against how you actually plan to use the tool.

Can you use Stargate Finance and Across Protocol together?

In most cases yes — many teams run both, using each where it's strongest. Since Stargate Finance leads on native asset delivery on destination — no wrapped token fragmentation and Across Protocol on fastest evm bridge — ~2 minutes vs hours for canonical bridges, the two are often complementary rather than mutually exclusive.